Investing is a tool for building wealth, but it is not only for the wealthy. Anyone can get started on an investing program, and various vehicles make it easy to begin with small amounts and add to a portfolio periodically. In fact, what differentiates investing from gambling is that it takes time—it is not a get-rich-quick scheme.
This tutorial will help you to understand what investing is, what it means and how the “miracle” of compounding works. It will also cover some of the building blocks of the investing world and the markets and provide some insights into techniques with the goal of helping you think about which investing strategies and vehicles are right for you. When you are finished with Investing 101, you can continue your financial education with some of our specialized tutorials such as the Stock Basics or Mutual Fund Basics. You can also visit Investopedia's Advisor Insights section to ask one of our participating financial advisors any specific questions. Read more: Investing 101: A Tutorial For Beginner Investors http://www.investopedia.com/university/beginner/#ixzz4fK2Q8q7B Social Media:
https://www.facebook.com/joshua.nahas1 https://twitter.com/joshua_nahas https://www.linkedin.com/in/joshua-nahas-6709a34/ Blogs: https://joshuanahas.wordpress.com/ https://joshuanahas1.tumblr.com/ http://joshuanahas.weebly.com/ Websites: http://joshua-nahas.com/ http://joshuanahas.org/ http://joshuanahas.com/ http://joshuanahasinfo.com/ http://joshuanahas.net/ When searching for success, one of the most important and talked about aspects of business is “the grind,” or the day-to-day hard work that must be put in to yield results. For many entrepreneurs, there is no such thing as part-time; in fact, overtime has become the new norm for people really looking to excel and push their vision to the next level.
For some, this means working multiple jobs or multiple projects until their dream gains enough momentum to stand on its own. At a glance, it’s easy to convince yourself that you can work a full 9 to 5 and focus on personal projects and ventures on nights and weekends. But what happens when exhaustion takes over and leaves you feeling disheartened and fatigued? This list offers day-to-day things you can try to keep you motivated and pushing through those downright terrible weeks while working towards your bigger goals. Have a “can do” playlist. A small daily fix is to compile playlists to help you out of any mood. Whether it be at your desk, during lunch, or on your drive to work, having a playlist of songs that brighten your outlook can do wonders for your mood and energy level. Whether it be heavy metal, rap, or even a playlist of your favorite Disney songs from childhood, having something prepared for when you’re feeling overwhelmed or stressed out will help refocus you with a new feeling of positivity. It can even be beneficial to have different playlists for different moods. They may be titled “Too Tired Today,” “I Need a drink,” or “Take Over the World.” Having the perfect song already prepared will be a huge load off when those moments of extreme fatigue hit. Read Entire Article: http://startupmindset.com/here-are-6-daily-tips-to-stay-motivated-during-rough-weeks/ Those mid-life years can be crazy. Between growing your career, raising a family, dealing with aging parents, paying off debt and saving for college, all while trying to just enjoy life while you’re still young, it can seem like you’ll never be able to retire. But trust me. Eventually, you’ll want to. Here are the five biggest mistakes I see people making in their 40’s that will limit their options in their 60’s and how to avoid them.
1. Buying the biggest house they can afford before maxing out retirement. I remember the excitement of getting my own apartment in my 20’s and making trade-offs so I could afford to live in a cool downtown loft, even though it was a big financial stretch for me. It’s easy to get into that mindset and adopt it as a lifestyle, but it’s important that it doesn’t become your long-term modus operandi. Eventually your housing expenses should feel very manageable and allow you financial wiggle room to work on other goals like retirement, college savings or even paying off your own student loans. Read Entire Article: https://www.forbes.com/sites/financialfinesse/2017/04/19/the-5-biggest-financial-mistakes-people-make-in-their-40s/?ss=personalfinance#82edffda530c The concept of financial health also acknowledges the forces beyond our control. Just as physical health is a combination of behavior, genes and access to good medical care, financial health is a result of personal decisions and abilities, the economy and access to good, unbiased financial services and advice.
“There is an element of personal responsibility, but it’s more than that,” Schneider says. Definitions of financial health typically have three factors in common:
How do you get there? These eight behaviors can help: Spend less than you earn. This is the foundation for financial health. You can’t get out of debt or save for the future if your expenses eat up all your available income. Pay bills on time. You manage your cash flow and meet your regular financial obligations. Missing payments costs you money in late fees, hurts your credit and causes stress. Have a decent emergency fund. “Decent” varies according to your circumstances. The Center for Financial Services Innovation, which developed ways financial institutions can measure consumer financial health, would like to see everyone have six months’ worth of living expenses set aside. But as little as $250 can be enough to save a low-income family from a serious financial setback, according to a study by the Urban Institute, a policy research group. What’s more important than the amount is developing a habit of saving regularly so you continually replenish your coffers. Read Article: http://www.jsonline.com/story/money/personal-finance/2017/04/15/eight-behaviors-lead-financial-health/100504300/ Miyako is a chemist at the National Institute of Advanced Industrial Science and Technology in Tsukuba, Japan. He became passionate about the loss of pollinators after watching a TV documentary. It showed him the value of pollination. It also motivated him to take action.
In 2007, he had tried to make a gel that conducts electricity. But it was “a complete failure,” he recalls. So he poured the liquid into a jar, put it in a drawer and forgot about it. Cleaning out his lab in 2015, he accidentally dropped the jar and broke it. Surprisingly, the gel was still sticky. It even picked up dust from the floor. Miyako realized that the way the gel captured dust was similar to how the hairs on honeybees trap pollen. At that point, a lightbulb went off in his head. Might this be the key to artificial pollination? Read Article: https://www.sciencenewsforstudents.org/article/fleets-flying-robots-could-pollinate-crops Let’s say you own a business that provides some type of service for a large company (you clean their offices, you cater their lunches, or whatever else you can imagine). Let’s say this particular customer spends $3000 a month with your company, and they have 30-45 days to pay. Suddenly, they get a little behind and after running the tab up to $4500, they file bankruptcy. Your immediate reaction might be, “Owe crap, I am out $4500.” The reality is, there is a good chance you will get paid at least something; you may not even have to wait that long.
Read Article: http://unusualinvestments.com/buying-and-selling-bankruptcy-claims/ Despite the many advances in portable electronic devices, one thing remains constant: the need to plug them into a wall socket to recharge. Now researchers have developed a light-weight, paper-based device inspired by the Chinese and Japanese arts of paper-cutting that can harvest and store energy from body movements.
Read Article: https://www.sciencedaily.com/releases/2017/04/170412091118.htm |
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May 2017
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